James M. Kosmas, P.A.JAMES M. KOSMAS earned his Bachelor of Science in Business Administration, with honors, in 1978 from the University of Florida, College of Business Administration, majoring in real estate and urban development, and thereafter earned his Juris Doctor from the University of Florida, College of Law, in 1981. Mr. Kosmas became Board Certified by the Florida Bar as an expert in real estate law in 1994.

Mr. Kosmas has concentrated his practice in timeshare, condominium, community association, general real estate, corporate and business law for over 35 years, providing legal counsel to residential, commercial and resort developers, as well as lenders, marketing, sales and management companies, and timeshare, condominium, cooperative and other community associations. 

Mr. Kosmas has advised clients in business and project acquisition and sales, structuring, creating, and documenting resort, residential and commercial developments; preparing Florida and other state registration and disclosure requirements; marketing and sales; and structuring and documenting complex financing facilities, including acquisition, development, construction, consumer receivable and hypothecation loan transactions. Mr. Kosmas also represents clients in governmental investigations in areas of direct marketing and sales, including telemarketing and “do not call” compliance. 

Commercial and residential real estate transactions include formation, acquisition, sale, leasing, marketing and/or regulatory compliance for commercial, single family, multi-family, retail, industrial, resort properties, condominiums, co-ops, timeshares and other resort products; and all aspects of community association law on behalf of owners, associations and developers. Mr. Kosmas has extensive experience in drafting Federal and State consumer disclosure documents, drafting all required documents for the registration of various condominiums and timeshare plans located in or outside the State of Florida, including registration with the Florida Department of Business and Professional Regulation, Division of Florida Land Sales, Condominiums and Mobile Homes.  He has also registered various Florida condominiums and/or timeshare plans for sale outside of Florida. In addition, Mr. Kosmas registered one of the first non U.S. timeshare plans (Netherlands Antilles) for sale in the State of Florida.

Mr. Kosmas is a member of the Florida Bar, the Volusia County Bar Association, and is a licensed Florida Real Estate Broker. He was in the initial group in the State of Florida to be awarded a Community Association Manager’s (CAM) license. Mr. Kosmas has served on numerous charitable and civic Boards, including the Community Redevelopment Agency of New Smyrna Beach for over 10 years, where he served as Chairman.  He is a distinguished Past-President of the New Smyrna Beach Kiwanis Club, where he served for many years as Vice-President, Treasurer and a member of the Board of Directors.  He is a past Director of the Bert Fish Medical Foundation, as well as a former member of the Board of Directors of the New Smyrna Beach Chamber of Commerce.  He has also been active in various community projects, including March of Dimes, United Way of Volusia County, Volusia Partners (a program sponsored by the Volusia County School Board), and the Volunteer Lawyer’s Project.

Mr. Kosmas has been a sole practitioner since 1981. The Firm has twice been ranked in the top 50 agents for Attorney’s Title Insurance Fund. Although the Firm has demonstrated the ability to handle significant volumes of timeshare and other transactions, maintaining a small business has allowed Mr. Kosmas to establish close relationships with his clients and provide personalized service. Based upon his unique experience, as well as a select network of affiliated legal experts, Mr. Kosmas is well situated to provide legal representation in virtually every type of buyer, seller, lender, borrower, developer, owner, operator, asset, property, business structure, consumer, litigation or other transactions his clients may require.